Loungewear sets from Femmeluxe

This post contains gifted products:

If you read my posts regularly you would have seen me mention Femmeluxe before and I had recently picked out some really great co ord sets, as well as tracksuit bottoms, knitted loungewear, tshirts and jeans. I wanted to pick up some more loungewear sets. They always have so many great things to pick from but for now I wanted to get some more comfortable pieces.

Black Oversized Crew Neck Sweatshirt Cuffed Joggers Set – Averi

Grey Oversized Crew Neck Sweatshirt Cuffed Joggers Set – Averi

£25.99 each

I went for this sweatshirt and jogger set in black and grey. You can’t go wrong with an all black loungewear set and I also really liked the shade of grey. The set comes with a sweatshirt and a pair of joggers to match. I think it’s great that you can get a set as if you buy things like this separate there’s no guarantee the colours will match! You can also mix and match the sets so the black joggers would look great teamed with the grey sweatshirt. It’s a good value set and doesn’t necessarily have to be worn together.

Black Oversized Front Pocket Pullover Hoodie Cuffed Joggers Set – Alexia

Stone Oversized Front Pocket Pullover Hoodie Cuffed Joggers Set – Alexia

£26.99 each

As above, these can be worn separately or mix and match making them great value sets. I really like the stone colour as I don’t own many items this colour and I also went for a staple black set.

I went for all in a size 14 as I usually wear a size 12 but wanted them to be a bit more oversized as I love baggy tracksuits to wear when working from home.

Both designs were really comfortable and soft, which is what you want from a tracksuit. I prefer a sweatshirt as only really need a good of going outside. These type of sets are ideal when working from home through the cold months and can also be worn when going out for your daily exercise.

The delivery is always really quick from them which is great, it only takes a few days to arrive. I hate having to wait ages for online orders to turn up! The prices are always really reasonable too and considering how cheap they are, they are really great quality.

I had always been skeptical about ordering clothes online before as you can’t feel them to know the quality but these are always great and never had a problem.

Sarah x

The Top Tips for All New Freebie Hunters

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The 21st century is a century of freebie obsession.  Regardless of whether you are breaking world records by asking favourite restaurants for lifetime supplies of nuggets or joining a long queue of people to get a bag of Krispy Kreme doughnuts, there is no underestimating the power of the freebie buzz.

Unfortunately, when joining this freebie game, there are certain rules that need to be followed.  If you are a seasoned freebie hunter or a new hunter, there are always a few new rules to be learned.

1.  If It Sounds Too Good To Be True, It Most Probably Is

The majority of the time, the excitement of a freebie hunt for favourite brands can cloud a person’s judgement.  According to Karen Newman from MegaFreeStuff, most transactions will have both an upside and a downside but when it is a free transaction the downside is forgotten.  “Free” often gives a person an emotional charge leading to a perception that the item offered is more valuable.  Basically, this means that a person will forget about common sense when receiving a freebie and is the reason why some companies will exchange a person’s soul for even the tiniest sample.  

To ensure that the freebie is as good as it sounds, it is important that you always read the terms and conditions of the item.  No company will ever offer a free £1,000 voucher without you having to do something in return, so it is essential you know what you are signing up for.

2.  Do Not Expect Too Much

A full-sized freebie is very rare with the majority of free products being presented in small envelopes or sachets.  The main objective of any freebie hunter is to try the product and figure out if you enjoy it enough to opt for a future purchase of the item.  This will ensure that you are not wasting your hard-earned income on a product that you will not enjoy using.  

Also, do not expect to receive a freebie after every application – only the amateur freebie hunter holds this belief.  In fact, statistics show that freebie hunters only receive approximately 70% of freebies they have applied for.  If you find that you are not receiving freebies after applying, do not give up hope!  Keep the applications rolling in and you will be swimming in freebies soon enough.  Of course, to be sure that these applications are worthwhile, always check the terms and conditions to see which samples are available and the size of the item.

3.  If You Do Not Ask, You Do Not Receive

It is always worthwhile writing letters to companies or sending emails asking if they have samples you can try.  People sending this type of communication tend to be sent huge boxes of free products or vouchers letting them know to find out if they enjoy the items. Equally, if you do not like the product you should share this information.  You will find that the companies are too happy to dish out replacement freebies with extra items if they discover you are not pleased.

4.  Do Not Feel Guilty

Some people feel guilty about asking for freebies – do NOT feel this way!  Almost all of your favourite companies are happy to offer a few free products to potential customers.  In fact, companies will benefit from passing out free samples and are not losing any money.  If you receive a free product and enjoy using the item, the chances are likely that you will purchase the item; therefore, the company benefits by gaining a new customer.

5.  Setting up A Second Email Address

This may be the most significant tip for any person wanting to become a freebie hunter.  To avoid receiving any spam emails and unwanted phone calls, it is recommended that you set up a second email address, social media account and phone number.  All of these second accounts will be used to claim freebies.

Sarah x

Your Pets Are What They Eat: 5 Reasons Why Nutrition Is Crucial for Pet Care

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Image credit: Pexels

Over the last years, we have all become much more conscious about what’s on our plates. Indeed, with the obesity pandemic in developed countries and the rise of nutrition-related issues such as diabetes and cardiovascular diseases, we have all started to care more about how our food influences our health. While this is true for us, it is also true for our pets who can also end up suffering from similar conditions. While in the past food scraps were all a pet would eat in a day, now we have the information and tools we need to ensure that they can live a long and healthy life. Here’s why you should rethink your pet’s nutrition.

It Can Influence Their Mood

What our pets eat during the day can have effects on their physical health, but they can also influence their mood and behaviour over time. In fact, while the right amount of protein is essential for our pets to grow strong and healthy, too much protein can have counteractive effects. Indeed, it has been seen that a diet that is too rich in protein can lead to aggressivity, anxiety, and hyperactivity.

It Can Affect Their Coats’ Look

A dog’s or cat’s coat can say a lot about your pet’s health. Indeed, their fur can insulate them from outside temperatures, protecting them from excessive heat or cold. However, if you have ever noticed how the hair on your dog’s neck rises when they are angry or threatened, you will know that their coat can be an indicator of their mood and health. Poor nutrition can cause the fur to start looking dull, dry and even brittle.

It Can Prevent Allergies

An increasing number of pets have started to develop allergies and intolerances, which can result in allergic reactions or skin and digestive problems. While some foods are especially created to be an alternative for pets that are allergic to a certain ingredient, you can also prevent these conditions from manifesting themselves by choosing the right foods. Picking natural, organic, and local foods that don’t contain artificial flavourings and colours, such as Burgess Pet Care foods, should always be part of proper pet care.

It Can Prevent Digestive Issues

Diarrhoea, vomiting, nausea, and flatulence might be something that every pet experiences at least once in their lifetimes. Nonetheless, these should not happen on a regular basis, and it is crucial to monitor what your pets are eating to prevent further and more severe conditions. Of course, speaking to your vet is the first step to understand what nutritional regime is right for your pet, but you should always try to pick the best foods available on the market.

It Can Help Your Pet Avoid Weight Issues

Just like in the case of humans, pet foods that contain empty calories, are high in sugars or contain synthetic elements can lead to issues such as obesity and weight gain. If your pet has started to gain weight, it is crucial to take the matter seriously and rethink your pet’s diet. Making sure that your furry friend can run, jump, play without any extra weight is key to ensure a happy, healthy, and fulfilled life for them.

Sarah x

Can Creepy Crawlies Really Damage Your Home?

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It’s no secret that there are a lot of creepy crawlies in the world that love having the chance to access the place you call home. Just like humans, the bugs you find outside love to spend their days in places that are warm, dry, and safe, and this makes the complex network of tiny holes in your home very alluring to them. Of course, though, aside from the unpleasantness that insects and other small animals bring, can they actually damage your home? Let’s take a look at some of the most destructive bugs out there, giving you an idea of what they could do to your home.

Woodworm

Woodworm has been making life hell for homeowners for thousands of years. These small insects are able to burrow and bore into hard and softwood, eating it and leaving tiny holes as they go. While this damage can seem minimal at first, woodworm can damage the structure of a home to the point that it has to be demolished, making it well worth learning what you have to look out for when you are worried that your home might be infested with woodworm.

Termites

Termites are usually found in remote places, with their large mounds being too imposing to be found in most gardens. In some cases, though, these creatures can get onto your property, causing huge amounts of damage to your home’s foundations, the wood inside, and even ruining your garden. It’s not too tricky to get rid of termites and they aren’t venomous like ants, making it easy to initiate termite damage control with the support of an expert.

Wasps

People generally have a fear of wasps, and this makes a lot of sense. These small creatures are beautiful to look at but are well known for their aggression and willingness to sting people when they get too close. This will be even worse when they are trying to protect a nest. Wasps won’t cause damage to your home on their own, but their nests can, leaving a lot of moisture and often being very hard to remove.

Bed Bugs

Finally, as the last creature on this list, it’s time to think about bed bugs. These tiny insects love to live inside beds, biting the occupant and making their lives hell. Long-term exposure to bed bugs can cause severe health problems, including infections and mental health issues, making it well worth watching out for the signs of these bugs before they deal too much damage. Bed bugs can be very hard to get rid of, making it worth talking to a professional for help with this.

With all of this in mind, you should be feeling ready to take on the challenge of keeping your home from being damaged by creepy crawlies. You can usually wait until you have an invasion before you take action, but it will be worth doing this quickly to avoid permanent damage.

Sarah x

Can You Afford To Move To A Bigger House?

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Many of us dream of owning a bigger home, especially if we are in our first home and struggling for space. Perhaps since you bought your home you have started or expanded your family, or your needs have changed and you now need to work from home, or you want to host family and friends.

It is totally natural to want a bigger abode, but the key question to ask yourself is whether your finances will allow it. This is something that you need to think about before you do anything – what sort of amount can you afford to put down as a down payment, will you need to look at home loans and can you afford the ongoing costs of a bigger house – heating it and maintaining it?

Here, we look at a few signs that tell you whether you are ready to move to a bigger house.

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You have a low debt to earnings ratio

Most borrowers need to have a debt-to-earnings ratio of 43 percent or less (including their home payment) to get a mortgage, according to the Consumer Financial Protection Bureau. A mortgage with a greater debt-to-earnings ratio may be obtained, but you will have fewer options available to you. Add up all your monthly loans to find your debt-to-earnings ratio and divide them by your total monthly income. 

If your debt to earnings ratio is higher than the recommended amount, you may need to look for ways of reducing your debt before upgrading your home. Pay off things like credit card debt and car finance before you start applying for new mortgages and home loans.

You have insurance

Are you insured appropriately? No matter where you are in life, this is a good question to ask, but when you are thinking about purchasing a bigger, more costly house, it is even more important.

It is important to bear in mind that in the event of your death, your family is liable for all of your debts and payments, so it is essential that you have the right level of life insurance to be able to replace your lost income and pay off all of your debts in one go. 

Luckily, term life insurance, especially if you are young and healthy, is inexpensive and easy to buy. Before you buy a bigger home, make sure to get a few life insurance quotes and buy enough life insurance to cover your family.

You have savings and emergency funds

It is generally accepted that borrowers who have at least 20 percent to put down on a home enjoy the best mortgage terms and interest rates. Even mortgages backed by the government require a small down payment. However, you need to ensure you have funds greater than that to cover the costs of moving, cover job losses should that happen and ongoing maintenance and repair costs. Can you afford to replace your boiler if it breaks down? What about if your roof springs a significant leak?

You manage to keep to your monthly budget

If you are not still using a monthly budget, before upgrading your home and your mortgage payment, you may want to start.

Using a budget allows you to understand how much food, discretionary expenditures, car payments, and other bills are being paid. Without one, you can not truly understand how much you spend per month, how much is coming out, and how much you are saving.

You could set yourself up for a financial catastrophe if you add a new mortgage payment to the mix without getting a grip on your current finances.

Your credit score is decent

If you are hoping to get a mortgage with the best interest rate and terms, you will also need good or great credit. If you do not know how your score looks, it makes sense to check your credit score before you apply for a mortgage. After all, you could be completely turned down if it is not good enough, and this can adversely affect your credit score. 

You have taken all of the costs into account

You would also need to pay higher property taxes, heavier utility costs, and more for maintenance and repairs, in addition to a higher monthly mortgage payment. 

In other words, purchasing a bigger home means that you need more cash now and stashing away more funds for later. If you are worried that a larger home could send your finances into a downward spiral, you probably should listen to that inner dialogue and continue to work towards your financial goals before looking to buy a bigger house.

Sarah x

4 Tips For Finding Freelance Work

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Whether you are new to the freelance scene or you are currently years into it, you need to find as many ways to attract new work as possible. It doesn’t matter which avenue you freelance in, you need to have the goal of building your client list and making more money – everyone needs more money, right? You need to stay on the hunt for work, and sometimes this can mean hours of unpaid admin to find what you need.

You need clients but there’s no time to find work, which means you end up spending more time client hunting than anything else. So, below, we’ve put together four ways that you can market yourself better and grow your freelance business better at the same time. Let’s take a look!

Image source: Pexels

  • Look closely. There is every chance that you know more people than you think. You have a network of friends, current clients, family members, ex-employers and coworkers – that’s a lot of people. If you know that you can offer a valuable service and your product or service has been popular in the past, then there is every chance that you can reach out to those you know. They may have people that they can ask for contractual opportunities, or they may have some of their own. By reaching out to everyone and anyone, you can grab another client and add to your network. Good work sparks good word of mouth, and you can get your name out there that way!
  • Stay updated. When was the last time that you updated your online portfolio? It seems like a small thing to do but if you don’t update that online portfolio of yours, you’re going to be able to keep your clients and future clients updated on what you can do and your availability. You can even pay for adverts to have your freelance skills up for grabs and advertise these out online on social media pages. Don’t make your online profile too long, though! Too much information and you’re going to bore people on your page. It’s not ideal to do that!
  • Start a blog. Going online and starting a blog is going to be far better for you than anything else as you need a voice online that people can relate to. If you have a unique skill, you need to showcase it as much as possible and you can do this with a blog. You can talk about your methods, the different ways that you do it all and give your freelance business a little personal touch!
  • Hunt the job boards. Companies will often advertise for freelancers on job boards that will be specific to the skill sets that you have, so you can trawl these to see whether you can pick up work this way. These will also have inroads with new clients and you can contact the clients directly who are listed on the jobs board.

Once you have a few clients on board, try to grow your network further!

Sarah x