Property damage is one of the leading causes of financial stress in America. While you can’t always prevent disasters from happening, there are steps you can take to protect your home and minimize damage when they do occur.
Here Are Some Tips On How To Safeguard Your Property Against Storms:
1. Inspect your roof regularly.
Your roof is your home’s first line of defense against the elements, so it’s important to keep it in good condition. Inspect your roof at least once a year for signs of wear and tear, such as missing or damaged shingles. If you live in an area susceptible to severe weather, such as hurricanes or tornadoes, make sure to also secure loose items like gutters and downspouts.
2. Fortify your windows and doors.
1 in 40 insured homes have claims related to wind or hail each year. Strong winds can cause flying debris to shatter your windows and damage your doors. To protect your home, consider installing impact-resistant windows and storm shutters. You should also reinforce any weak points in your doors, such as the hinges and locks.
3. Trim trees and bushes around your property.
Overhanging branches can damage your roof or smash through your windows during a severe storm. To reduce the risk of damage, trim any trees or bushes that are within 10 feet of your home.
4. Invest in flood insurance.
Flooding is one of the most common natural disasters in the United States, so it’s important to be prepared. If you live in an area that’s prone to flooding, consider investing in flood insurance. This type of policy will cover the cost of repairing or rebuilding your home if it’s damaged by a flood.
5. Create an emergency kit.
In the event of a natural disaster, it’s important to have a plan in place. Create an emergency kit with essential items like food, water, and first-aid supplies. You should also include a list of contact information for your family and friends and your insurance policy numbers.
6. Make sure your home is insured.
If you’re not already insured, now is the time to get coverage. Home insurance will protect your property in the event of damage from a natural disaster or other covered events. Make sure to shop around and compare policies to find the best coverage for your needs.
7. Stay safe during a storm.
If a severe storm is headed your way, take shelter in a sturdy building. Avoid windows and exterior doors, and stay away from any objects that could blow away or break. If you’re caught outside, lie flat on the ground in a low-lying area.
8. Evacuate if necessary.
If you’re ordered to evacuate, do so immediately. Never try to ride out a storm in your home. Instead, leave early and head to a safe location, such as a friend’s house or a local shelter.
When a natural disaster strikes, it’s important to act quickly to minimize damage. Follow these tips to safeguard your property and ensure that you’re prepared for anything.